How Much Do Braces Cost Without Insurance?

How Much do Braces Cost Without Insurance?How Much do Braces Cost Without Insurance?

How Much Do Braces Cost Without Insurance? – Overview

How much do braces cost without insurance? Well, there is no doubt that dental procedures are expensive.

So if this question is deterring you from undergoing vital treatment, you should remember that it can transform your smile and confidence. Most importantly, it improves dental and overall health.

With average costs of braces for adults between $4,800 to $10,000, or more, it is no surprise that most people need braces; however, bristle at the expense.

Braces are never cheap, still, without dental insurance, there are other ways to afford the cost of treatment.

How Much Do Braces Cost Without Insurance? – Treatment Timeline and Monthly Costs

According to the American Dental Association (ADA), the average cost of braces without insurance is about $6,000 to $7,000.

According to the National Association of Dental Plans (NADP), 77% of Americans had dental benefits. It means that there is still 23% of the population that is deprived of dental coverage.

Additionally, most insurance programs do not cover orthodontics for adults and cover only a portion of orthodontic care for children.

It leaves many Americans wondering how to afford braces without insurance coverage. They often feel frustrated when faced with the reality of the cost of braces.

Why Are Braces So Expensive?

Braces are costly as the tooth movement is slow. It requires lengthy visits and several appointments for professional care that drive up the cost of treatment.

The factors that affect the cost of braces treatment are:

  • Location

Braces may cost more depending on the place you live in the United States. It happens due to the differences in the cost of living in different areas of the country. The treatment in metropolitan cities is typically more costly than in rural practices due to operating costs.

  • Type of Braces

Different types of braces have their cost range due to the materials used, variances in treatment, and more.

  1. Metal Wired Braces – They are the most common type of braces ranging between $3,000 to $5,000. They are the most affordable options; they are, however, noticeable.
  2. Ceramic Wired Braces – These are a lot like traditional metal braces, ranging between $4,000 – $8,000. They are comparatively less noticeable; however, affixed to the front of teeth.
  3. Lingual Braces – These are placed on the backside of the teeth and are much more discreet. It ranges between $8,000 – $10,000. The process requires a longer treatment timeline.
  4. Clear Braces – Commonly known as Invisalign, these braces are virtually invisible and removable. It ranges between $4,000 – $7,400. However, not everyone is eligible for these.
  • The Length of Treatment

Some treatments take longer than come with more maintenance and adjustment appointments. It all adds to the cost.

  • An Adult or Child

According to the American Dental Association (ADA), the kids’ braces cost on average between $4,685 to $6,500, while adult braces cost about $4,800 to $7,135.

  • Additional Dental Needs

Sometimes additional procedures are recommended like cleanings or cavity fillings, that raise the cost.

  • Dental Plan

An amount paid out over a longer time will cost less per month than the same amount paid over a shorter period. Without dental coverage, typically it requires more to pay out of pocket.

How Much Do Braces Cost Without Insurance? – Options to Make Braces Affordable

When insurance does not cover the cost of braces, there are plenty of options to save on orthodontic treatment.

Beyond discounts with a dental savings plan, many orthodontists accept additional methods of payment to help patients pay for braces. It helps in making the prices more manageable.

  1. Some orthodontists offer payment plans, allowing you to split the treatment cost into monthly payments. It makes the budget more manageable.
  2. A healthcare credit card can be used that allows qualified individuals to pay for braces. Before treatment, make sure that your orthodontist accepts this form of payment.
  3. A dental savings plan can help you save $1,000 to over $2,000, both for children and adult braces.
  4. An orthodontist under training or apprentice offers discounted treatment services at a school. You can also check for the available grants and medicare coverage for dental braces.
  5. Health Savings Account (HSA), Flexible Spending Account (FSA), or Health Reimbursement Account (HRA), can help to pay for treatment.


Braces can be required for several reasons. It includes crowded teeth, cosmetic reasons, under or overbite or a jaw joint disorder, or unusual jaw position.

Discouraged about finding out how much braces cost without insurance?

It is important to know that in some cases, braces become medically necessary.

When an issue with jaw position or teeth alignment is neglected over a long period, it can lead to serious problems, including gum disease, tooth decay, etc.

Therefore, if you are without insurance, consider the other options. Don’t let the costs deter you from getting the right treatment. Stay healthy and keep smiling!

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